ARLINGTON LIFE INSURANCE
Call us today to see how affordable life insurance can be! 214-437-3262
Life Insurance is one of those things that we all need, but often overlook its importance. It's when it is needed the most when it actually matters. Some may think Life Insurance coverage would be too expensive to add to the list of bills they are obligated to pay. The truth is, Life Insurance is usually very affordable, and with it, your loved ones are covered no matter what. At Royalty Life and Health, an Arlington Life Insurance company, we feel it is our duty to educate and help you obtain affordable Life Insurance policies that offer the greatest amount of coverage at an affordable price.
Unlike Health Insurance, Life insurance is not for you, it is for the people you care about. Are you planning to work for the next ten years to provide for your family, maybe put the kids through college, retire, and live the rest of your days knowing that you’ve set aside enough money for everyone in your absence? This can and does work out for some but not for all. The hard truth is that some won’t be here to see their children grow up and those without Life Insurance have missed the opportunity to completely provide for their loved ones. When we purchase a Life Insurance policy, we are giving a gift to our family that they never imagined they would need and showing them how far we went to protect them at all costs.
There is not a one size fits all. Even twins may not be able to get the same insurance from the same company. Also, a very healthy 55 year old may pay less for Life Insurance than a 30 year old with a Chronic Illness. Even when you choose between whole and term life Insurance, there are many considerations based on your budget and needs.
Don’t you agree that it is better to have some insurance than none at all?! Getting the type of Life Insurance that is affordable is the most important thing. You want to be sure that it is affordable so that there is no reason for it to lapse which could hurt everything that you are working hard towards-- your family’s safety net. Life Insurance replaces the income you would have had, had you been there. Without making this a priority for your family is like suddenly quitting your job to take up an unpaid hobby. You just wouldn’t do that to them!
You have many things to consider when considering life insurance. What are your goals? You want to be sure that in case of a tragedy that your loved ones are taken care of. You want the house to be paid off and stay within the family. You want your family to continue to live their lives, in a way that is comfortable, and free of worry. Life insurance is the safety net that you provide that covers big expenditures like unpaid bills, and maintaining your home and standard of living. Families have been devastated by the sudden absence of a bread-winning family member and in some families, though they are deeply hurt emotionally, they find peace and solace in knowing that their transitioned loved one prepared them and protected their future. It’s a way to keep the family together and bring strength for what’s to come.
People often ask whats better... Term or whole? Neither is better, whats important is that it fits your situation. Generally Term is for a certain amount of time and you pay a fixed premium. Your plan never changes or cancels or increases as long as you maintain the premiums. But, there is no cash value that accumulates therefore its usually less expensive than whole life. Whole life accrues cash value that you can borrow from if the need arrises. Whole can be considerably more if you have health challenges or conditions. Your decision that you arrive at should be discussed with a licensed agent so that you can get the most affordable and most beneficial plan.
Unlike Health Insurance, Life insurance is not for you, it is for the people you care about. Are you planning to work for the next ten years to provide for your family, maybe put the kids through college, retire, and live the rest of your days knowing that you’ve set aside enough money for everyone in your absence? This can and does work out for some but not for all. The hard truth is that some won’t be here to see their children grow up and those without Life Insurance have missed the opportunity to completely provide for their loved ones. When we purchase a Life Insurance policy, we are giving a gift to our family that they never imagined they would need and showing them how far we went to protect them at all costs.
There is not a one size fits all. Even twins may not be able to get the same insurance from the same company. Also, a very healthy 55 year old may pay less for Life Insurance than a 30 year old with a Chronic Illness. Even when you choose between whole and term life Insurance, there are many considerations based on your budget and needs.
Don’t you agree that it is better to have some insurance than none at all?! Getting the type of Life Insurance that is affordable is the most important thing. You want to be sure that it is affordable so that there is no reason for it to lapse which could hurt everything that you are working hard towards-- your family’s safety net. Life Insurance replaces the income you would have had, had you been there. Without making this a priority for your family is like suddenly quitting your job to take up an unpaid hobby. You just wouldn’t do that to them!
You have many things to consider when considering life insurance. What are your goals? You want to be sure that in case of a tragedy that your loved ones are taken care of. You want the house to be paid off and stay within the family. You want your family to continue to live their lives, in a way that is comfortable, and free of worry. Life insurance is the safety net that you provide that covers big expenditures like unpaid bills, and maintaining your home and standard of living. Families have been devastated by the sudden absence of a bread-winning family member and in some families, though they are deeply hurt emotionally, they find peace and solace in knowing that their transitioned loved one prepared them and protected their future. It’s a way to keep the family together and bring strength for what’s to come.
People often ask whats better... Term or whole? Neither is better, whats important is that it fits your situation. Generally Term is for a certain amount of time and you pay a fixed premium. Your plan never changes or cancels or increases as long as you maintain the premiums. But, there is no cash value that accumulates therefore its usually less expensive than whole life. Whole life accrues cash value that you can borrow from if the need arrises. Whole can be considerably more if you have health challenges or conditions. Your decision that you arrive at should be discussed with a licensed agent so that you can get the most affordable and most beneficial plan.
By now, you realize that Life Insurance is extremely important. Just like telling your 16 year old to make sure that they wear their seatbelt, or sign up for every college opportunity that they can, you want them to be secure in the future. We want this for our loved ones so much that we will tell them to do these things over and over sometimes being met with scrutinized remarks. But we don’t care, as much as it take, we will tell them to put on that seatbelt, don’t drink at that party, and "remember my words!” When they walk out that door, we can only say that we have done all that we can do. This should be everyone's approach to Life Insurance; those last words that they remember, to “Take Care”. When we purchase a Life Insurance policy we are speaking to them with the words that say that we are taking care and that we want them to do the same.
Now is a great time for you to act! Here is your customized action plan for your family’s future:
Get some life insurance rather than have nothing.
Get life insurance early.
Get as much as you believe your family will need in the future in case of tragedy.
Get as much as your budget will allow.
Are you ready to secure your family’s future. Call us now to get that security. Your family deserves your action.
We are connected with many of the A+ companies out there: Transamerica, New York Life, and Gerber just to name a few. There are many excuses to not get life insurance but there is no excuse if you no longer can get it. Life insurance is for those that are responsible enough to take care of their family. Not having life insurance is like dressing your child in the nicest shirt, designer jeans and telling them to go to school and don’t worry about wearing shoes. There is no excuse for not preparing them fully for life. This is what Life Insurance does, it prepares them for life, and creates a SAFETY NET that you designed for THEIR life. By the way, if you have raised your children to adults and you haven’t explained the importance of Life insurance for them and their new family, you haven’t finished raising them!
Call Royalty Life and Health where not only will we help get you into a great coverage plan, you will be treated like the royalty you are in the process!
MARLENE LEEPER, CEO
ROYALTY LIFE AND HEALTH
Principal Office - Arlington, Texas
507 Baylor Dr.
Arlington TX 76010
marlene@royaltylifeandhealth.com
214.437.3262
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FRED ERVING - 214-994-6026 KHARI MOOR - 817-899-1448 ERIC COOK - 817-701-3669
SHY DURHAM - 469-744-1252________________________________________________________________________________________________________________